Bayside/ Wynnum
Sean Kelk & Geoff Maltby
| Address: | Corner of Bay Terrace and Chestnut Street Wynnum Qld 4178 |
|---|---|
| Phone: | (07) 3348 2322 |
| Fax: | (07) 3348 2311 |
| Email: | bayside@citypacfinance.com.au |
WYNNUM MANLY & THE BAYSIDE'S LEADING FINANCE BROKER
City Pacific Finance Bayside are finance brokers who provide a finance shopping service for our clients.
We arrange finance for:
- Home loans
- Refinancing
- Investment loans
- Deposit Bonds
- Car & Personal loans
- Commercial loans
- Business finance
We're here to help you analyse your financing options and develop lending strategies for your personal life or in business.
Our promise of personal attention, honest advice and prompt service makes the often difficult process of obtaining finance a stress free one. We will guide you through the application maze and beyond.
Our office is located in the relaxing and picturesque location of Bay Terrace, Wynnum. Ample convenient street parking is available. Have difficulty getting to our office. No problems, we are happy to come to you at a convenient time. Best of all, our services come at no cost to you. Our services are usually paid for by way of commission from the lender.
City Pacific Finance Bayside is owned and operated by Geoff Maltby and Sean Kelk. Both have grown up in the Wynnum area and are strong supporters of local sporting and community organisations. The business has been operating since June 2004.
The business has been built on their key principles of valuing and understanding clients and matching their needs to the most appropriate lending option. City Pacific Bayside can assist clients with a mix of home loans, plant & equipment finance, business finance and investment finance.
At City Pacific Bayside we understand that clients are demanding a greater choice of finance arrangements with a minimum of effort to understand and implement their finance choice. We can assist clients in working their way through these sometimes complex arrangements.
With many clients both private and business, consisting of a varied mix of home loan, business loan and plant and equipment finance, City Pacific Finance Bayside are well placed to meet the financial requirements of local business and residents.
So if you or your business are ever in need of finance or simply want to explore your options, please feel free to contact us. We would be only to happy to spend some time over a coffee discussing your options.
Right Kind of Loan, Your Kind of People
As your finance broker we compare hundreds of home loans from more than 35 lenders to find you a competitive mortgage that meets your current needs and future goals. These lenders include Australia's leading banks.
You'll receive our recommendations based on the information you provide to us. You still have complete control of the process and can choose the lender you are most comfortable with, all that's left to do is choose your product type. We offer;
Variable Rates – both standard and basic
Fixed Rates – from 1 to 10 years
Line of Credit options
Split Loans – you can mix and match your loans with some lenders
No Deposit loans – ideal for First Home Buyers
Low Doc and No Doc loans
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Think your current mortgage repayments are too high?
Refinancing your loan to another lender can be a way to save money, both on a monthly basis and over the term of your loan. Almost all lenders have different promotions at different times, so not only are there hundreds of options, but these are changing constantly and it can be difficult to keep track.
As your personal finance broker, we search through hundreds of options to compare how much you can save. We explain the real cost of your loan and not just the interest rate.
You'll receive our recommendations based on the information you provide to us. You still have complete control of the process and can choose the lender you are most comfortable with, all that's left to do is choose your product type. We offer;
Variable Rates – both standard and basic
Fixed Rates – from 1 to 10 years
Line of Credit options
Split Loans – you can mix and match your loans with some lenders
No Deposit loans – ideal for First Home Buyers
Low Doc and No Doc loans
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Think your current mortgage repayments are too high?
Refinancing your loan to another lender can be a way to save money, both on a monthly basis and over the term of your loan. Almost all lenders have different promotions at different times, so not only are there hundreds of options, but these are changing constantly and it can be difficult to keep track.
As your personal finance broker, we search through hundreds of options to compare how much you can save. We explain the real cost of your loan and not just the interest rate.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Investment Loans
Whether you are looking for a loan for your first investment property or have an existing property portfolio, we have a wide range of loan options from all the major banks and other lenders.
As your local independent finance broker we are able to work with you to ensure you are working towards your financial goals and maximising your borrowing potential. We also perform regular reviews of your loans to ensure you remain on competitive products to take the hard work out of managing your investments.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Deposit Bonds
As your local independent finance broker we are able to work with you to ensure you are working towards your financial goals and maximising your borrowing potential. We also perform regular reviews of your loans to ensure you remain on competitive products to take the hard work out of managing your investments.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Deposit Bonds
We can arrange Deposit Bonds for your new purchase. Your deposit bond acts as a substitute for cash and you can use the bond when exchanging contracts, including at auctions. It gives you the freedom to concentrate on finding the right property - and keeps your savings earning interest right up until the day of settlement.
Deposit Bonds can be issued for all or part of the deposit amount required, usually up to 10% of the purchase price and can issued for residential and commercial properties for periods ranging from 6 weeks to 48 months.
Deposit Bonds can be issued for all or part of the deposit amount required, usually up to 10% of the purchase price and can issued for residential and commercial properties for periods ranging from 6 weeks to 48 months.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Car Finance & Personal Loans
Car Finance & Personal Loans
We can arrange finance for your new or used car, wedding, home improvements or debt consolidation. The loans are sourced from major lenders at competitive rates, with a fast approval and application process.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
Whether this is your first exposure to commercial property or you are an experienced investor, City Pacific Finance has access to a range of commercial loan options for you.
We understand the Commercial Property market and can find finance to suit your needs, whether you need a competitive rate, high LVR or flexible application options.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
We understand the Commercial Property market and can find finance to suit your needs, whether you need a competitive rate, high LVR or flexible application options.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
City Pacific Finance can provide you with a wide range of finance options for your business, whether you are just starting out or have a growing business with cash flow issues. We can arrange overdrafts and pre-approved funding limits for your business in addition to the following:
- Financing a franchise purchase: Through our office we can help with your purchase of an approved franchise, with lenders providing assistance up to 70% of the franchise costs.
- Equipment Leasing & Hire Purchase: From manufacturing machinery, to construction plant and even office fit-outs we source competitive loans from a range of lenders. Our process is simple and fast. We even have access to low doc or no doc equipment finance facilities.
- Insurance Premium Funding: A growing business can often find its cash flow significantly impacted by sudden increases in insurance premiums – particularly workers compensation costs where your business is not eligible for installment payments. IPF can be your solution. The premium is paid upfront by the funder, with your business making regular repayments over the coming year.
- Inventory Finance: Financing stock purchases is one way to take your business to the next level without being hindered by your cash flow. Inventory Finance solutions can pay up to 80% of your purchase invoices, with no real estate security required. This facility is useful for businesses prior in the lead up to peak business periods, where an increase in stock equals in increase in income, but who don't have the additional upfront cash needed to make the purchases.
- Production Finance: Production Finance enables manufacturers to fund their outsourced production costs that add value to goods for resale. The funding is available prior to commencement of production, enabling businesses to secure upfront payment discounts. This product can be used in conjunction with Inventory Finance or as a standalone product.
- Debtor Finance: Debtor Finance facilities are an easy way for businesses to access cash by releasing funds tied up in trade debtors. Facilities are available for local or overseas debtors, with debt management facilities also available.
Call us on (07)3348 2322 to discuss your needs or email us at bayside@citypacfinance.com.au
