Hills District

Kay Murphy


Address:	Suite 6, 31 Terminus Street Castle Hill NSW 2154
Phone:	(02) 9659 4766
Fax:	(02) 9659 4866
Email:	hillsdistrict@citypacfinance.com.au

Whether you are looking to purchase your first home, or you have a need to find finance for your growing business, City Pacific Finance is here to provide you with access to a lifetime of lending facilities:

We'll help you prepare your lending strategies to ensure you are well-placed for any life changes you may be planning, such as starting a family, starting a business or building a property portfolio.

We promise you personal attention, honest advice and stress-free loan applications. We even have a Justice of the Peace on site to ensure your loan application can be completed during your appointment.

Our office is centrally located in Castle Hill, with reserved onsite parking available to City Pacific Finance customers, just to make obtaining finance as simple and convenient as possible.

Have difficulty getting to our office during business hours? That's OK, appointments are available outside business hours, just call us to arrange your appointment time today – 02 9659 4766.

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Home Loans
As your independent mortgage broker we compare hundreds of home loans from more than 35 banks and other lenders to find you a competitive mortgage that meets your current needs and future goals.

You'll receive recommendations report that is tailored to your needs, based on the information you provide to us. You still have complete control of the process and can choose the lender you are most comfortable with, all that's left to do is choose your product type. We offer;

Variable Rates – both standard and basic
Fixed Rates – from 1 to 10 years
Line of Credit options
Split Loans – you can mix and match your loans with some lenders
No Deposit loans – ideal for First Home Buyers
Low Doc and No Doc loans

Think your current mortgage repayments are too high?

Refinancing your loan to another lender can be a way to save money, both on a monthly basis and over the term of your loan. Almost all lenders have different promotions at different times, so not only are there hundreds of options, but these are changing constantly and it can be difficult to keep track.

A good time to look at your home loan is usually at the end of a fixed rate or discounted period, or if you find your current loan product no longer meets your needs.

As your personal finance broker, we search through hundreds of options to compare how much you can save. We explain the real cost of your loan and not just the interest rate.

Call us today to arrange your loan comparison – 02 9659 4766

Investment Loans

Whether you are looking for a loan for your first investment property or have an existing property portfolio, we have a wide range of loan options from all the major banks and other lenders.

As your local independent finance broker we are able to work with you to ensure you are working towards your financial goals and maximising your borrowing potential. We also perform regular reviews of your loans to ensure you remain on competitive products to take the hard work out of managing your investments.

Call us today to arrange your loan consultation – 02 9659 4766

Deposit Bonds
We can arrange Deposit Bonds for your new purchase. Your deposit bond acts as a substitute for cash and you can use the bond when exchanging contracts, including at auctions. It gives you the freedom to concentrate on finding the right property - and keeps your savings earning interest right up until the day of settlement.

Deposit Bonds can be issued for all or part of the deposit amount required, usually up to 10% of the purchase price and can issued for residential and commercial properties for periods ranging from 6 weeks to 48 months.

Car & Personal Loans

We can arrange independent loans for your new or used car, wedding, home improvements or debt consolidation. The loans are sourced from major lenders at competitive rates, with a fast approval and application process.

Call today to arrange your loan consultation – 02 9659 4766

Commercial Loans

Whether this is your first exposure to commercial property or you are an experienced investor, City Pacific Finance has access to a range of commercial loan options for you.

We understand the Commercial Property market and can find finance to suit your needs, whether you need a competitive rate, high LVR or flexible application options.

We specialise in seeking finance for rural properties, CBD properties, developments over 4 units and for specialist commercial premises (such as those for Doctors, Vets and Dentists)

Business Finance
City Pacific Finance can provide you with a wide range of finance options for your business, whether you are just starting out or have a growing business with cash flow issues. We can arrange overdrafts and pre-approved funding limits for your business in addition to the following:

Financing a franchise purchase: Through our office we can help with your purchase of an approved franchise, with lenders providing assistance up to 70% of the franchise costs.
Equipment Leasing & Hire Purchase: From manufacturing machinery, to construction plant and even office fit-outs we source competitive loans from a range of lenders. Our process is simple and fast. We even have access to low doc or no doc equipment finance facilities.
Insurance Premium Funding: A growing business can often find its cash flow significantly impacted by sudden increases in insurance premiums – particularly workers compensation costs where your business is not eligible for installment payments. IPF can be your solution. The premium is paid upfront by the funder, with your business making regular repayments over the coming year.
Inventory Finance: Financing stock purchases is one way to take your business to the next level without being hindered by your cash flow. Inventory Finance solutions can pay up to 80% of your purchase invoices, with no real estate security required. This facility is useful for businesses prior in the lead up to peak business periods, where an increase in stock equals in increase in income, but who don't have the additional upfront cash needed to make the purchases.
Production Finance: Production Finance enables manufacturers to fund their outsourced production costs that add value to goods for resale. The funding is available prior to commencement of production, enabling businesses to secure upfront payment discounts. This product can be used in conjunction with Inventory Finance or as a standalone product.
Debtor Finance: Debtor Finance facilities are an easy way for businesses to access cash by releasing funds tied up in trade debtors. Facilities are available for local or overseas debtors, with debt management facilities also available.

Organise your no-obligation consultation today call 02 9659 4766

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